Creditor Workouts

Negotiating With Creditors Instead of Filing for Bankruptcy in New York and New Jersey

Bankruptcy helps many people out of debt each year, but it is not right for everyone. Your lawyer should not push you into a bankruptcy if it is not the best option for you.

At Kurtzman Matera, P.C., we have decades of experience with many forms of debt relief in New York and New Jersey. We will take the time to assess your situation. When bankruptcy is not the best choice, we are often able to help our clients get relief from debt through creditor workouts.

Reduce Your Debt Without Bankruptcy
Contact Us to Schedule a Free Consultation

Harassing phone calls, wage garnishments, law suits and other creditor actions can take a serious toll on you. When you are already struggling to decide which bills you can pay this month, dealing with creditors can be overwhelming.

We will sit down with you and discuss all of your debt relief options. If you have significant assets or have another reason to avoid filing bankruptcy, we may be able to recommend alternatives like a creditor workout.

How It Works

During your free initial consultation, we will talk through all of your options. Has your income changed recently? Do you have many financial obligations, or a few big debts? Once we have a complete picture of your financial situation, we can help you prioritize and zealously pursue a creditor workout to reduce your debt from:

  • Credit cards
  • Leases and mortgages
  • Existing business contracts

With more than 20 years of debt negotiation experience, we will work with your creditors to reduce your debt, avoid garnishments and protect you from foreclosure. There is always some risk in attempting a creditor workout. Your creditors do not have to work with us, but we are often successful in these kinds of negotiations.

Begin the Debt Relief Process

You can rest assured that our attorney will never push you towards a legal action that you are not comfortable with. We will take the time to discuss your entire financial situation and discuss all of your debt relief options.

Contact us to schedule a free consultation at one of our offices in Spring Valley, New York (845-579-2791) or Cresskill, New Jersey (201-368-0807).

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.