Chapter 7

Helping File for Chapter 7 Bankruptcy in New York or New Jersey

When you are struggling with debt, it can be difficult to focus on anything else. The things that are truly important in life can be blurred by the stress that debt often brings.

If you are in this position, filing for Chapter 7 Bankruptcy may give you the relief you need.

At Kurtzman Matera, P.C., we have more than 20 years of experience guiding clients through the bankruptcy process in New York and New Jersey. We will explain your rights and help you get out from under debt.

Is Filing for Chapter 7 Right for You?
Contact Us to Find Out During a Free Consultation

The first thing to know about Chapter 7 "liquidation" Bankruptcy is that not everyone qualifies. If you have significant assets or make more each month than the limit, we will help you consider other options, including Chapter 13 Bankruptcy or creditor workouts.

In Chapter 7, your unsecured debt from credit cards, medical bills and other sources can be completely discharged.

How Does It Work?

During your free initial consultation, we will talk through your debt and assets. Do you own a home? What kind of debt do you have? From there, we can guide you to the right debt relief option.

Our first step is to help you determine whether or not you qualify for Chapter 7 by applying the means test. Then, our experienced paralegal will meet with you to compile your documents and create the bankruptcy petition.

After that, you will meet directly with your attorney to review everything and address all of your concerns. When you are comfortable, we will file for bankruptcy. We will be by your side throughout the process.

Schedule an Appointment

We offer free initial consultations with an experienced bankruptcy lawyer, so there is no risk in scheduling a first appointment. Contact us to schedule a meeting at our office in Spring Valley, New York (845-579-2791) or Cresskill, New Jersey (201-368-0807).

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.